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Thoughts of the Day

April 16, 2010

So here’s the thing, I keep seeing people complaining on facebook about the new healthcare bill, saying things like “free health care, here I come”  or posting things about socialism, and I keep thinking to myself, am I crazy?  Is there something in the bill I’m missing?  Because according to what I read, it doesn’t seem free and it doesn’t seem like socialism,  and in fact, it doesn’t seem so bad. 

Tax credits for people who pay over $6500 in premiums (does $6500 equal free?  Oh, and holy cow, I do not begrudge people their tax credits if they are paying over $500 a month for their health plan)

Penalties for companies that have over 50 employees and don’t offer health care

College aged kids can stay on their parents’ health plans

New tax on tanning salons

Cap on deductibles and co-payments at 30% of total cost

New insurance pools for people with pre-existing conditions

Manditory coverage for immunizations and preventative care for kids

and other not very threatening things

 Actually, according to this , it seems like nothing will change in my healthcare situation, unless I get some unforeseen backlash from the commercial/industrial sector which from what I read on the Christian Science Monitor seems sort of nebulous, and my taxes wont even go up!  So, if you happen to know more than I do about the bill, please inform me because for reals, I look at all this complaining on facebook and wonder if these people even know what’s in the bill.

On a different note, does anyone else think that when a person calls you “chica”, they aren’t really your friend and even might have forgotten your name?

Because I do.

Love  Tiff

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6 comments

  1. Oh hey, chica. I can definitely say that I don’t really know what the bill is about. People keep inviting me to be in groups that are all against, and the only reason I actually said yes to one was because the friend who invited me got on my facebook and accepted it for me. I feel like a lot of people definitely ARE ignorant of what they are against, and even if they are against it, I don’t think facebook is going to influence politics in any way, so I don’t really see a point.


  2. Here are my uneducated thoughts: the plan is good for sick people and bad for healthy people. Requiring insurers to insure sick people with preexisting conditions will increase insurance premiums for everyone, since the higher administration costs will have to be absorbed some how. The same could be said for extending benefits to college kids. The burden of these new people will have to be born by everyone collectively; good for old college students; bad for people who don’t have kids.

    I think that the fatal flaw with the health care bill is that it does nothing to discourage overconsumption of health care. That’s the problem with our current system; we pay a single premium (and a trivial $10 copay per visit) and get unlimited service. I think many of our problems would go away if people shared the burden of consumption (i.e. high deductible plans, high copays, etc). This would force consumers of health care to be aware of the costs, which would influence the usage of health care, which would incentivize doctors to lean down operations to entice new customers, which would down health care costs to the whole system. That’s what happens in a healthy, free market.


  3. I LOVE this post so much!! No surprise I’m sure, but thanks for sharing your thoughts, Tiff. I fully agree that when you research the details of the bill, it comes down to providing options for people to reasonably, affordably have health coverage without threatening the situation for people already happy with their current coverage. I do think it’s our responsibility as a country to make sure our citizens have access to health care, just like we try to make sure they are safe from crime, fire, have access to education, etc. I’m glad we’re taking steps in that direction.

    Brian–is that Baugh? Or some other Brian? Anyway, my two cents on your ideas about overconsumption of health care–I’d have to say that giving MORE access to health care ultimately drives cost down, because it allows for the possibility of preventative care, early diagnosis, regular checkups, etc., which could greatly negate the high high costs of emergency room visits, major surgery, etc. We already ARE sharing the burden of those costs through our huge premiums and through taxes, and if we do more collectively to prevent the need for those major costs then our collective bill for health care in the country will go down. Also, I’m jealous of your insurance plan that requires only a $10 copay per visit! Mine’s always been $25 or $30, and when you actually have to make regular visits to a doctor, that definitely adds up quick. Certainly pricey enough that I stop and think about whether I really need to go to the doctor, instead of just considering it an unlimited service.

    I could go on for a while but probably shouldn’t–anyway great post Tiffany and thanks for sharing your thoughts!


  4. I just realized I started and ended my comment with the exact same phrase. Lame-o.


  5. HAPPY BIRTHDAY BRAD!


  6. Oh…. thanks!



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